We are excited to announce that Halftime Wealth Management has been named Best Retirement Planner in 2024 by Best of Best Review. This prestigious award highlights Halftime Wealth's outstanding expertise and commitment to helping clients 50 and older navigate the complexities of retirement planning with confidence and peace of mind.

A Retirement Planning Pioneer

Halftime Wealth Management has set a new standard in retirement planning by working exclusively with clients in or nearing retirement. Their focused approach allows them to design personalized financial plans that help retirees achieve the lifestyle they’ve always dreamed of, without the fear of outliving their money.

Led by Michael J. Cohen, the firm places a high value on helping clients avoid the common pitfalls that can derail retirement plans. “Making mistakes the three years before or after retirement can drastically change a client’s retirement trajectory,” Cohen explains. “At Halftime Wealth, we work to ensure that doesn’t happen by providing safety, peace of mind, and the income streams our clients can count on.”

Innovating with Fixed Indexed Annuities

A standout factor in Halftime Wealth’s award-winning retirement strategy is their innovative use of fixed indexed annuities (FIAs). FIAs have become an increasingly popular tool for retirement income planning, and for good reason—these products combine the potential for growth with the safety of guaranteed income. In fact, FIA sales are set to surpass $100 billion in 2024, a testament to their effectiveness in providing security and stability for retirees.

Halftime Wealth Management was quick to recognize the value of FIAs in retirement planning. By incorporating these annuities into their clients' portfolios, the firm helps retirees establish multiple income streams that are safe from market volatility. With FIAs, clients can rest assured that their income will last throughout retirement, even in uncertain economic conditions.

Comprehensive and Holistic Planning

What truly sets Halftime Wealth apart is their commitment to comprehensive retirement planning. While many financial planners focus solely on investment returns, Halftime Wealth looks at the bigger picture. Their team provides thorough guidance on Social Security timing—an often overlooked but essential part of retirement income planning. Since Social Security is one of the largest income sources for most retirees, understanding when and how to claim it is critical to maximizing benefits.

In addition to Social Security, Halftime Wealth focuses on building diversified income streams that can withstand market fluctuations. This ensures that clients rely less on at-risk investments and more on safe, guaranteed income sources, giving them financial security no matter what happens in the markets.

Why Halftime Wealth Management Stands Out

• Specialized focus on retirees: Working exclusively with clients aged 50+ allows them to tailor strategies to meet the unique challenges of retirement.

• Expertise in fixed indexed annuities: A proven leader in leveraging FIAs to provide guaranteed lifetime income streams for retirees.

• Holistic financial strategies: Focus on income distribution, Social Security timing, and reducing exposure to market risks.

• Proven track record: Helping clients avoid common retirement mistakes and achieve long-term financial security.

• Client-centered approach: A personal, relationship-driven service model ensures each client receives individualized attention and care.

An Award-Winning Firm You Can Trust

Halftime Wealth Management’s recognition as Best Retirement Planner in 2024 is well-deserved. Their forward-thinking approach, combined with their dedication to client success, has positioned them as a trusted leader in the retirement planning space. For clients seeking a secure, well-planned retirement, Halftime Wealth Management offers the expertise and commitment to make it happen.

For more information, visit www.halftimewealth.com or follow Halftime Wealth Management on social media:

• Instagram: @halftimewealth

• Facebook: facebook.com/HalftimeWealth

• X: @HalftimeWealth

Pros of Working with Halftime Wealth Management:

• Specialization in clients 50+ ensures expert retirement planning advice.

• Expertise in FIAs provides clients with secure, lifetime income streams.

• Holistic approach to Social Security and retirement income strategies.

• Personalized service focused on long-term financial success.

• Proven results in helping clients avoid common retirement pitfalls.