When it comes to securing a drama-free, financially stable retirement, few names command the trust, reputation, and impact of Harvest Income Solutions, Inc. Under the leadership of President and CEO Brady Schmidt, the firm has been named Best Retirement Income Planner in Los Angeles of 2025, a recognition presented by Best Of Best Reviews. This award honors Harvest Income Solutions’ unwavering commitment to helping retirees achieve lasting financial peace of mind with personalized, risk-managed income strategies that eliminate the unpredictability of the market.

Outstanding Product Evaluation

At the heart of Harvest Income Solutions is The Income Masterplan, a proprietary process designed to transform retirement uncertainty into clarity and control. Rather than offering cookie-cutter proposals or broad investment pitches, Brady Schmidt crafts each plan based on a deep understanding of the client’s specific goals, needs, and risk tolerance. The final result is a one-page, highly customized roadmap that simplifies complex income solutions and avoids the analysis paralysis so common in retirement planning. This clear and effective delivery is one of the many reasons clients frequently say, “I’ve never seen this before” or “I wish I had known this prior to the 2007 market crash.”

Demonstrated Expertise and Knowledge

With over 15 years of experience and licensing across five states, Brady Schmidt brings depth and continuity to the retirement planning space. His background includes hosting the well-known Drama Free Retirement radio show and authoring four influential books that unpack the often-overlooked threats to retirement security. His industry credentials are matched by executive training from respected thought leaders like Tony Robbins and Keith Cunningham. Through it all, Brady’s focus remains laser-sharp on guiding individuals aged 50 to 75 toward secure, stress-free retirement income without market exposure or guesswork.

Authenticity and Trust

Harvest Income Solutions holds an A+ rating with the Better Business Bureau and maintains a flawless 15-year complaint-free track record. This level of consistency and transparency builds unmatched trust with clients. Testimonials consistently highlight the respectful, educational approach Brady brings to every consultation. As one reviewer shared, “He really takes the time to understand your concerns and make sure you feel completely comfortable before taking the next step.” This authentic care, combined with his methodical six-step client journey, ensures every individual receives thoughtful, long-term guidance not a transactional sales pitch.

Quantitative Performance Excellence

While many financial professionals rely on speculation, Harvest Income Solutions focuses on reliable, fixed, and hybrid index annuities structured as part of a broader income strategy. This eliminates the boom-or-bust cycles that plague many retirees. Clients can expect predictable monthly income, principal protection, and smart tax-aware planning across Social Security, pensions, 401(k)s, IRAs, and annuities. The emphasis is always on optimization not accumulation for its own sake which allows clients to enjoy retirement without fear of outliving their assets.

Competitive Differentiation

Brady Schmidt’s role as both advisor and educator clearly distinguishes him in the crowded financial services field. As a business owner, radio host, public speaker, and curriculum developer, he leads from multiple platforms, translating complex ideas into digestible insights. Unlike large firms driven by volume, Brady personally selects his clients and requires a shared commitment to the planning process. He does not cater to those looking for quick fixes, but rather to those who want a stable, realistic, and long-term income plan they can rely on.

Additional Criteria for Distinction

The firm’s emphasis on clarity, education, and genuine partnership stands out in an industry often driven by jargon and hidden agendas. Brady has long advocated for “bulletproof” plans that stand strong in both good and bad economic seasons. This has proven vital for clients scarred by the 2008 crash, many of whom approached him after suffering irreversible losses. His cautionary approach isn’t anti-investment, it's pro-clarity. As Brady reminds us, quoting Zig Ziglar, “Don’t be a wandering generality, be a meaningful specific.” That principle defines the work at Harvest Income Solutions.

The firm’s six-step process, starting from a no-pressure discovery call to onboarding and ongoing VIP access, gives clients a clear structure for building retirement income that lasts. This supportive environment, coupled with an approachable and highly knowledgeable advisor, transforms financial planning into a rewarding journey.

From tax implications and inflation defense to unexpected healthcare costs and the timing of income sources, Brady’s planning addresses every possible threat to retirement security. And through it all, clients report a noticeable lift in confidence, peace of mind, and quality of life. The testimonials speak for themselves: “This plan changed everything for us. It feels like a weight has been lifted.”

As the Best Retirement Income Planner in Los Angeles of 2025, Harvest Income Solutions, Inc. stands as a beacon of trust, precision, and innovation in the financial planning world. With Brady Schmidt at the helm, clients are not just planning for retirement they are living it well.

Brady & Harvest Income Solutions & Insurance Services

CA Dept. of Insurance License #6010422

Statements and/or comments offered in this communication are provided as general information and ideas. They are not intended to be, nor should they be relied on as, investment, legal, tax advice, or recommendations. The term "strategies" refer to the structuring of various fixed and/or hybrid Index annuities as a potential part of an overall income strategy only if/when suitable. Before making a decision about any matter contained in this communication individuals should consult their own attorney, tax, or investment advisor.

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