Pioneering the Path to Homeownership

In an industry where innovation and customer-centric solutions are paramount, HouseAmerica Financial has earned the prestigious Best Down Payment Assistance Program of 2024 award from Best of Best Review. This recognition highlights the groundbreaking impact of their $30,000 Forgivable Down Payment Assistance (DPA) program, which has redefined accessibility to homeownership for first-time buyers.

This award celebrates HouseAmerica Financial's dedication to removing financial hurdles and offering solutions tailored to empower new homeowners.

Why HouseAmerica’s Program Stands Out

The $30,000 DPA program emerged as the clear winner due to its exceptional features that surpass traditional down payment assistance options. With no equity sharing, repayment, or interest, this fully forgivable loan redefines what's possible for first-time buyers. Key aspects of the rigorous evaluation included:

• Forgiveness Terms: Borrowers enjoy a fully forgiven loan after five years.

• No Debt-to-Income Impact: The assistance does not count against debt-to-income calculations, freeing buyers from additional financial strain.

• Flexibility: The program integrates seamlessly with FHA, Conventional, and HouseAmerica’s proprietary 100% Financing options.

• Full Equity Ownership: Buyers retain complete ownership with no equity-sharing agreements.

• Wide Reach: Available across major Southern and Northern California counties.

“This program is more than just financial assistance; it’s a transformative pathway to stability and equity for first-time buyers,” said Bill Greene, Executive Director of HouseAmerica Financial.

The Selection Process

Best of Best Review’s award process is renowned for its rigorous criteria and intense competition. This year, the category saw entries from dozens of leading mortgage lenders nationwide, all vying for the title. HouseAmerica Financial excelled across the following areas:

• Innovation: Delivering a truly unique offering with no strings attached.

• Accessibility: Making homeownership attainable in high-cost markets.

• Trust and Transparency: Eliminating hidden fees or equity-sharing clauses.

• Impact: Helping thousands of families take their first steps toward financial stability.

• Leadership: A proven track record of over $4 billion in loan production and 7,000 families supported since 2018.

What This Means for Buyers and Agents

HouseAmerica’s DPA program has not only transformed the homeownership landscape but also set a new industry standard. Buyers gain an opportunity to achieve their dreams without the weight of repayment, while agents have a powerful tool to guide clients into their first homes.

To learn more about this revolutionary program, visit the $30K Grant Program Website.

About HouseAmerica Financial

Since its founding in 2018, HouseAmerica Financial has emerged as a trusted leader in residential mortgage lending. Headquartered in La Cañada, California, the company operates across 14 states, offering an unmatched variety of loan products and services. Under the leadership of Alan Pezeshkian, with over 35 years of experience, HouseAmerica remains committed to empowering homebuyers with innovative and reliable solutions.

Contact Information:

Bill Greene
Executive Director, HouseAmerica Financial
Phone: 818-646-2868
Email: bg@houseamericahl.com
Instagram: HouseAmerica Financial

Key Program Features

• Loan Forgiveness: $30,000 forgiven after five years.

• Debt-Free Advantage: Does not affect debt-to-income ratio.

• Flexible Compatibility: Works with FHA, Conventional, and 100% Financing programs.

• No Equity Sharing: Full ownership for homebuyers.

• Broad Availability: Serves Southern and Northern California counties, including Los Angeles, Orange, San Diego, and San Francisco.

Discover how HouseAmerica Financial is revolutionizing homeownership. Visit the HouseAmerica Financial Website for more information.

Best of Best Review congratulates HouseAmerica Financial for their achievement and their unwavering commitment to making homeownership a reality for more families.