At Best of Best Review, we are proud to announce that US Tax Certs has earned the prestigious Best Self-Employed Verification Letter Service in the US of 2025 award. This recognition celebrates US Tax Certs' unparalleled service in the NonQM verification space, specifically their expertise in providing quick, reliable, and fully insured self-employed verification letters. Through their innovative solutions and commitment to excellence, they have solidified their position as the go-to service for self-employed borrowers in need of crucial documentation for home loans.

A Revolutionary Approach to Self-Employed Verification

US Tax Certs has redefined the self-employed verification process by offering a unique combination of accuracy, speed, and unmatched protection for all parties involved. Unlike many traditional tax firms, which struggle to provide the necessary verification services for self-employed borrowers, US Tax Certs has built a platform specifically tailored to the needs of the NonQM industry. Their process includes IRS-licensed, certified, bonded, and insured third-party validation backed by an impressive $2 million per file coverage, setting them apart from all competitors.

As Danny Flucke, co-founder and CEO of US Tax Certs, brings years of firsthand experience in NonQM lending, the service was developed with an in-depth understanding of how mortgage production teams actually work. His expertise in production roles at Carrington, AngelOak, and KindLending gave him a unique perspective on the challenges faced by self-employed borrowers seeking verification letters. This background allowed him to create a streamlined, efficient process that works for both lenders and borrowers alike.

Customer-Centric Solutions

The success of US Tax Certs is best reflected in the glowing testimonials from clients across the industry. Mortgage lenders, brokers, and self-employed individuals alike have praised the service for its speed, accuracy, and reliability. Brett W., a mortgage lender with years of experience, expressed his satisfaction: “Danny and US Tax Certs are great! I’ve assisted many clients with CPA letters, income verifications, and profit and loss statements. They operate very quickly and offer incredible service at a great price. If you're self-employed and looking to purchase a home, they are an invaluable resource.”

Hector D., another satisfied lender, shared his experience: “Working with Danny and his team has been the best experience in my career. They make it easy to verify self-employed borrowers, offering a variety of verification methods that simplify my job. I will ONLY use them from now on!”

For self-employed clients, the service provides much-needed relief, as shown by Mike M., a borrower who shared, “These guys saved my @$$! My CPA wouldn't provide the letters required by the lender, and I was running out of options. Danny turned it around quickly so we could close on time. It was a great experience.”

Speed, Accuracy, and Protection: The Key Differentiators

What truly sets US Tax Certs apart is their combination of speed, accuracy, and protection. They guarantee a quick turnaround time, typically within 48–72 hours, with same-day rush services available. Their proprietary systems ensure that all documents are cross-validated against publicly filed records and paid-access databases, resulting in audit-ready evidence files for lenders. This level of accuracy is coupled with the $2 million per-file adverse-action attestation E&O insurance coverage, protecting all involved parties, borrowers, lenders, brokers, and underwriters, from risk.

This innovation in verification services has made US Tax Certs a trusted partner for top NonQM lenders, with many now requiring their services as the first layer of fraud detection. In a recent debate at MBA & NMBA events in Las Vegas, the advantages of using US Tax Certs were clear: unlike other vendors who offer unverifiable statements, US Tax Certs provides audit-proof verifications that are bonded, insured, and backed by substantial coverage.

Why US Tax Certs is the Best Choice

US Tax Certs’ approach is simple yet effective, offering services that address the real-world needs of lenders and borrowers in the NonQM space. Their platform eliminates the challenges often faced when dealing with uncooperative CPAs and tax preparers, providing a solution that is both lender-friendly and borrower-friendly. Their unique service offerings, such as the exclusive "Expense Ratio" scenario desk and predictable turn times, ensure that both lenders and borrowers receive the best experience possible.

To further cement their leadership, US Tax Certs maintains a 100% no-questions refund policy for clients who are not satisfied, which reinforces their commitment to customer satisfaction.

A Future of Continued Excellence

As the recipient of the Best Self-Employed Verification Letter Service in the US of 2025 award, US Tax Certs has proven their dedication to providing a superior service that benefits everyone involved in the NonQM lending process. Their innovative solutions, backed by years of experience and a commitment to customer satisfaction, have positioned them as a leader in the industry.

For more information about US Tax Certs and their services, visit their website at www.ustaxcerts.com.